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Terms of Use

Last Updated: 11/20/2025

PLEASE READ THIS TERMS OF USE AGREEMENT CAREFULLY. BY USING THE COCHAT SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS.

PLEASE READ THIS TERMS OF USE AGREEMENT (THE “TERMS OF USE”) CAREFULLY. THIS WEBSITE AND ITS SUBDOMAINS (COLLECTIVELY, THE “WEBSITE”), THE INFORMATION ON THE WEBSITE, ANY COMPANY MOBILE APPLICATION (“MOBILE APP”), AND THE SERVICES AND RESOURCES AVAILABLE OR ENABLED VIA THE WEBSITE OR THE MOBILE APP (EACH A “SERVICE” AND COLLECTIVELY, THE “SERVICES”), ARE CONTROLLED BY COCHAT INC (“COMPANY”, “CoChat”, “we”, “us” or “our”). BY USING THE SERVICES, YOU REPRESENT THAT (1) YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND BY THE AGREEMENT, (2) YOU ARE OF LEGAL AGE TO FORM A BINDING CONTRACT WITH COMPANY, AND (3) YOU HAVE THE AUTHORITY TO ENTER INTO THE AGREEMENT.

IMPORTANT: Section 15 contains an arbitration agreement and class action waiver. Please read Section 15 carefully.

1. USE OF THE SERVICES

1.1 Service Description

CoChat provides a collaborative platform that enables users to interact with various large language models (LLMs) through a web-based and/or mobile interface. The Services allow users to create chat sessions, invite other users to collaborate in real-time, and access both free and premium AI models.

1.2 Mobile App License

Subject to your compliance with the Agreement, Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to download, install and use a copy of the Mobile App on a single mobile device that you own or control and to run such copy of the Mobile App solely for your own personal or internal business purposes.

1.3 Certain Restrictions

The rights granted to you in the Agreement are subject to the following restrictions:

  • You shall not license, sell, rent, lease, transfer, assign, reproduce, distribute, host or otherwise commercially exploit any of the Services
  • You shall not modify, translate, adapt, merge, make derivative works of, disassemble, decompile, reverse compile or reverse engineer any part of the Services
  • You shall not use any manual or automated software, devices or other processes to “scrape” or download data from any web pages contained in the Services
  • You shall not remove or destroy any copyright notices or other proprietary markings contained on or in the Services

2. REGISTRATION

2.1 Registering Your Account

In order to access certain features of the Services you may be required to become a Registered User. For purposes of the Agreement, a “Registered User” is a user who has registered an account with Company through the Services (“Account”), has a valid account on a social networking service through which the user has connected to the Services (each such account, a “Third-Party Account”), or has an account with the provider of the Mobile App for the user’s mobile device.

2.2 Registration Data

In registering an Account, you agree to:

  • Provide true, accurate, current and complete information about yourself
  • Maintain and promptly update the Registration Data to keep it true, accurate, current and complete
  • You represent that you are (i) at least sixteen (16) years old; (ii) of legal age to form a binding contract; and (iii) not a person barred from using the Services

3. RESPONSIBILITY FOR CONTENT

3.1 Types of Content

For purposes of this Agreement, the term “Content” includes, without limitation, information, videos, audio files, data, text, photographs, written posts and comments, software, scripts, graphics, prompts, AI-generated responses, chat conversations, and interactive features generated, provided, or otherwise made accessible on or through the Services. You acknowledge that all Content is the sole responsibility of the party from whom such Content originated.

3.2 Storage

Company has no responsibility or liability for the accuracy of any User Content, including Your Content; or the security, privacy, or transmission of other communications originating with or involving use of the Services. You agree that Company retains the right to create reasonable limits on Company’s use and storage of User Content, including Your Content, such as limits on file size, storage space, processing capacity, token usage, and similar limits as determined by Company in its sole discretion.

4. OWNERSHIP

4.1 Your Content

Company does not claim ownership of Your Content. However, when you post or publish Your Content on or in any Services, you represent and warrant that you have all rights to grant such licenses to us without infringement or violation of any third-party rights, including without limitation, any privacy rights, publicity rights, copyrights, trademarks, contract rights, or any other intellectual property or proprietary rights.

4.2 Collaborative Content

When you invite other users to join your chat sessions or share conversations through the Services’ collaborative features, you grant those invited users access to view and interact with the shared Content. You are responsible for managing access to your collaborative chats and understanding that shared Content may be visible to all invited participants.

5. USER CONDUCT

As a condition of use, you agree not to use any of the Services for any purpose that is prohibited by this Agreement or by applicable law. You shall not use the Services to generate content that:

  • Exploits or harms children in any way
  • Promotes violence, terrorism, or hate speech against individuals or groups
  • Contains explicit sexual content involving minors
  • Facilitates illegal activities or fraud
  • Infringes on the intellectual property rights of others
  • Attempts to bypass safety features or content filters of the LLM providers

6. COLLABORATIVE FEATURES

When using the Services’ collaborative features to invite others to chat sessions, you acknowledge that:

  • Invited users will have access to all Content in the shared chat session
  • You are responsible for determining who should have access to your chats
  • Company is not responsible for how invited users use or share the collaborative Content
  • You should only share Content that you are comfortable being viewed by all invited participants

7. FEES AND PURCHASE TERMS

7.1 Credit Purchase Fees

The Services operate on a credit-based system. Users may purchase credits (“Credits”) which are consumed when using premium LLM features. Credits are charged on a per-token basis, with different LLMs having different per-token costs. The cost per token for each LLM model will be clearly displayed in the Services before use. All fees for Credits are non-refundable except as set forth in Section 7.2 below.

7.2 Refund Policy

ALL CREDIT PURCHASES ARE FINAL AND NON-REFUNDABLE, except:

  • In cases where you were incorrectly charged due to a technical error by Company
  • Where required by applicable law
  • As determined by Company in its sole discretion

You must contact Company at hello@cochat.ai within thirty (30) days of a charge to dispute it. After thirty (30) days, all charges are considered final.

7.3 Free Tier

Company offers certain free LLM access to Registered Users subject to usage limitations. Company reserves the right to modify or discontinue the free tier at any time with or without notice.

8. DISCLAIMER OF WARRANTIES

THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITH ALL FAULTS. COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, REPRESENTATIONS, AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED.

COMPANY PROVIDES ACCESS TO THIRD-PARTY LLM PROVIDERS BUT DOES NOT CONTROL, ENDORSE, OR TAKE RESPONSIBILITY FOR THE CONTENT, ACCURACY, RELIABILITY, OR APPROPRIATENESS OF RESPONSES GENERATED BY SUCH THIRD-PARTY LLMS. YOU ACKNOWLEDGE THAT AI-GENERATED CONTENT MAY CONTAIN ERRORS, INACCURACIES, OR INAPPROPRIATE CONTENT. YOU USE ALL AI-GENERATED CONTENT AT YOUR OWN RISK.

9. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PROVIDED BY LAW, COMPANY PARTIES WILL NOT BE LIABLE TO YOU FOR MORE THAN THE TOTAL AMOUNT PAID TO COMPANY BY YOU DURING THE THREE (3)-MONTH PERIOD PRIOR TO THE ACT, OMISSION OR OCCURRENCE GIVING RISE TO SUCH LIABILITY.

10. TERM AND TERMINATION

10.1 Termination of Services by Company

If timely payment cannot be charged to your Payment Provider for any reason, if you have materially breached any provision of the Agreement, or if Company is required to do so by law, Company has the right to, immediately and without notice, suspend or terminate any Services provided to you.

10.2 Termination of Services by You

If you want to terminate the Services provided by Company, you may do so by (a) notifying Company at any time and (b) closing your Account. Your notice should be sent, in writing, to Company’s address set forth below or via email to hello@cochat.ai.

10.3 Effect of Termination

Termination of any Service includes removal of access to such Service and barring of further use of the Service. Upon termination of any Service, your right to use such Service will automatically terminate immediately. Unused Credits in your Account at the time of termination will be forfeited and no refund will be provided except as required by law.

11. DISPUTE RESOLUTION

IMPORTANT: This section contains an arbitration agreement which requires, with limited exceptions, that all disputes be resolved by binding arbitration. This section also contains a class action and jury trial waiver.

11.1 Informal Dispute Resolution

You and Company agree that before either party commences arbitration against the other, we will personally meet and confer telephonically or via videoconference, in a good faith effort to resolve informally any Dispute. The party initiating a Dispute must give notice to the other party in writing of its intent to initiate an Informal Dispute Resolution Conference. Notice to Company should be sent by email to hello@cochat.ai or regular mail to our offices located at 3175 Hanover Street, Palo Alto, CA 94304-1130.

11.2 30-Day Right to Opt Out

You have the right to opt out of the provisions of this Arbitration Agreement by sending written notice of your decision to opt out to: CoChat Inc, 3175 Hanover Street, Palo Alto, CA 94304-1130, within thirty (30) days after first becoming subject to this Arbitration Agreement.

12. THIRD-PARTY SERVICES

12.1 Third-Party LLM Providers

The Services provide access to various third-party large language model (LLM) providers. Your use of these third-party LLMs through the Services is subject to the respective terms of service and acceptable use policies of those LLM providers. You agree to comply with all such third-party terms. Company is not responsible for the availability, accuracy, or content generated by third-party LLMs.

12.2 Third Party Payment Processor

The Company uses Stripe, Inc. and its affiliates as the third party service provider for payment services. By buying Credits on CoChat, you agree to be bound by Stripe’s Privacy Policy and Terms of Service.

13. GENERAL PROVISIONS

13.1 Governing Law

Any dispute, claim or request for relief relating in any way to your use of the services will be governed and interpreted by and under the laws of the State of Delaware, consistent with the Federal Arbitration Act, without giving effect to any principles that provide for the application of the law of any other jurisdiction.

13.2 Questions, Complaints, Claims

If you have any questions, complaints or claims with respect to the Services, please contact us at: hello@cochat.ai. We will do our best to address your concerns.

Contact Information

CoChat Inc

3175 Hanover Street

Palo Alto, CA 94304-1130

Email: hello@cochat.ai

Website: https://cochat.ai